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- Overdue updates
- New site...
- Shifting gears...
- The secret to successful investing part 4: Automation
- The secret to successful investing part 3: Long-term investing revisited
- The secret to successful investing part 2: Long-term investing
- The secret to successful investing: Dollar-cost Averaging
- Christmas Gifts
- The skinny on "One"
- Dear MSNBot...
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Dear MSNBot... (Wednesday, November 30, 2005)
That's right, this is a "Dear John" letter, written to MSNBot.
MSNBot,
You have repeatedly abused my bandwidth as you have crawled my sites day in and day out. I've finally had enough. I have banned you from this site, as well as my business site. So until your creators *ahem Microsoft* figure out how to make you more efficient, you are no longer welcome at any of my sites. I don't suspect I will see you again for some time. It's been fun, but I've moved on.
And that's that folks. I would recommend banning MSNBot from your sites as well, as it is a very unfriendly bot. Feel free to leave your comments below.
- Aaron
posted by Aaron and Sarah at 7:27 PM
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If you think our blog is cool, you should see our forums!
I've got "One" (Sunday, November 27, 2005)
So what does this title mean? What is this "One" that I have? It's the newest offering from American Express, intuitively called American Express One. And, as the title implies, I got one.
This new card is billed as the way for someone to both spend and save. Every time you make a purchase using the card, American Express will deposit 1% of that purchase amount into an FDIC insured high-yield savings account (which is opened in your name when you are approved for the card). The APY right now is 3.5%, which brings it on par with ING Direct. Now, this account is at American Express Bank, so it works out for them as well (the more money in their coffers, the more they can lend out). By the way, you can add to (and remove from) this account at will.
The card also has no pre-set spending limit, and you have the option of paying in full or paying over time. It also has an "interest protection" feature, which means you pay interest on only those charges that you don't pay in full. So in other words, you would be paying interest on that latest vacation you took, but you won't pay interest on the groceries you charged last week. And it has a full 30 day grace period. The interest rate, however, isn't the greatest in the world, but it's certainly not the worst.
So that's about it for now. I'll post a review once I get the card. Oh yea, I almost forgot, American Express will deposit $25 into your savings account the first time you use it. And the $35 annual fee is waived the first year. More to come.
- Aaron
posted by Aaron and Sarah at 11:39 PM
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If you think our blog is cool, you should see our forums!
Updates (Sunday, November 13, 2005)
Well it's been a while since either of us have written last, so I'll try to catch you up.
Our forums have been migrated from phpBB to SMF (SimpleMachinesForum, http://www.simplemachines.org/). So check them out, you may like what you see.
Our business is up and running. So if you're looking for a quality web host that has fanatical support, then check us out.
We had a recent tragedy in the family. Sarah's Grandfather passed away on Friday morning (November 11th, 2005). He will be missed.
Even though it's short, I think that's about it for now. I'll try to post more regularly, and I'll see if Sarah will do the same. Perhaps we can return this blog to it's former glory :)
- Aaron
posted by Aaron and Sarah at 12:15 AM
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If you think our blog is cool, you should see our forums!